A home security system offers more than just peace of mind. It helps protect your family, belongings, and property around the clock.
Paying on finance can make it easier to install or upgrade your system without paying a large sum all at once. Instead, you can spread the cost over time through monthly payments.
Some lenders may offer unsecured personal loans, while others may provide 0% interest periods through retailers or installation providers. Depending on what you choose, you may be able to cover installation costs and equipment.
Note: Credit is subject to status, and lenders will carry out an affordability assessment to check your eligibility for a loan.
Installing or upgrading a home security system can come with a few challenges. Here are some issues homeowners run into:
The cost of a home security system depends on several factors:
Need to upgrade your cameras, add sensors, or get 24/7 monitoring? Here are a few common ways to finance the cost:
Personal loans can be used for home improvements, including security systems. They often come with fixed rates and terms to help you plan your monthly payments. Since they are unsecured, you won’t need to use your home as collateral, but the rates may be higher than secured loans.
Some home security companies offer financing directly at the point of sale. These plans might include interest-free periods or flexible repayment terms if you purchase through them.
Financing your home security system can offer several advantages:
Instead of making a big one-off payment, you could break the cost into smaller monthly amounts. This makes higher-quality systems more attainable.
You don’t have to wait until you’ve saved enough. Financing helps you get protection sooner.
By financing, you might opt for premium features, like HD cameras, motion-activated lights, and smart locks. These features improve coverage and convenience.
Financing lets you leave your savings untouched for other needs, like repairs, emergency funds, or regular bills, while still improving your home security.
Some buyers see modern security systems as a plus. If you’re planning to sell your home in the future, having one already installed may help boost appeal.
Yes, a modern system can deter burglars, reduce the risk of loss, and give you peace of mind. Some insurers also offer discounts if you have a monitored alarm, saving you more money in the long term.
This depends on the system you have chosen and the lender you’re working with. That said, you may expect to pay around £30 to £40 a month. Any finance repayments will be extra.
Certain companies may offer £0 up-front with financing. Just make sure to check the interest rate and overall repayment amount before agreeing to anything.
You can finance through personal loans, in-store financing plans, or secured loans. Each has different terms, so compare your options carefully.
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